What the checker will look at
Insurance levels
Public liability, employers’ liability and professional indemnity, where a notice states a level. See public liability insurance for tenders.
Certifications
For example ISO 9001, Cyber Essentials and SSIP schemes, where a notice names them. See Cyber Essentials and ISO 9001.
Turnover and financial standing
Any turnover test or contract value a notice states. See financial standing and turnover.
Location and radius
Your postcode and travel radius against the delivery region or postcode the notice gives.
What it can't tell you
Most requirements are not in the notice. In the week to 10 Oct 2026, about 6% of live notices stated insurance requirements in the notice itself and about 6% named certifications (as of 10 Oct 2026). The rest are in the tender documents and the questionnaire, which we do not read. We call these confirm in the tender pack. See our methodology.
If you don't meet a requirement yet
On above-threshold contracts a buyer cannot require insurance relating to performance of the contract to be in place before award (section 22(3)(b)), except cover you must hold by law anyway, such as employers’ liability (conditions of participation guidance, paragraph 20). Below threshold, section 85 bars a separate suitability stage before tenders, but suitability can still be assessed at award (except below-threshold works contracts worth £135,018 or more for central government, or £207,720 or more for others, section 85(3)). On above-threshold contracts, buyers must also consider whether a contract can be split into lots, which can let a smaller firm bid for part of it (Procurement Act 2023, section 18). Subcontracting to a larger firm is another route. Read how to decide whether to bid.
Questions
Is the result guaranteed?
No. We compare your profile with what each notice states. Most requirements are in the tender pack, so the result flags what to confirm there.